{"id":230,"date":"2026-04-23T03:45:11","date_gmt":"2026-04-22T19:45:11","guid":{"rendered":"https:\/\/www.newpocketgem.com\/?p=230"},"modified":"2026-04-23T03:45:11","modified_gmt":"2026-04-22T19:45:11","slug":"chase-%e4%bf%a1%e7%94%a8%e5%8d%a1%e8%a2%ab%e6%8b%92%ef%bc%9f%e5%8e%9f%e5%9b%a0%e8%a7%a3%e6%9e%90%e5%8f%8a%e5%ba%94%e5%af%b9%e6%8c%87%e5%8d%97","status":"publish","type":"post","link":"https:\/\/www.newpocketgem.com\/?p=230","title":{"rendered":"Chase \u4fe1\u7528\u5361\u88ab\u62d2\uff1f\u539f\u56e0\u89e3\u6790\u53ca\u5e94\u5bf9\u6307\u5357"},"content":{"rendered":"

\u5728\u7533\u8bf7Chase\u4fe1\u7528\u5361\u65f6\uff0c\u9047\u5230\u88ab\u62d2\u7684\u60c5\u51b5\u5e76\u4e0d\u5c11\u89c1\u3002\u672c\u6587\u5c06\u7cfb\u7edf\u5206\u6790Chase\u4fe1\u7528\u5361\u88ab\u62d2\u7684\u5e38\u89c1\u539f\u56e0\uff0c\u5e2e\u60a8\u7406\u6e05\u601d\u8def\uff0c\u5e76\u63d0\u4f9b\u5207\u5b9e\u53ef\u884c\u7684\u89e3\u51b3\u65b9\u6848\uff0c\u52a9\u60a8\u63d0\u5347\u7533\u8bf7\u6210\u529f\u7387\u3002
\n\u4e00\u3001Chase\u4fe1\u7528\u5361\u7b80\u4ecb
\nChase\u662f\u7f8e\u56fd\u5927\u578b\u94f6\u884c\u4e4b\u4e00\uff0c\u65d7\u4e0b\u4fe1\u7528\u5361\u79cd\u7c7b\u4e30\u5bcc\uff0c\u6db5\u76d6\u65c5\u884c\u3001\u8fd4\u73b0\u3001\u5546\u52a1\u7b49\u591a\u79cd\u5361\u7247\u3002\u5176\u4fe1\u7528\u5361\u4ee5\u4f18\u539a\u7684\u5956\u52b1\u8ba1\u5212\u548c\u5168\u7403\u901a\u7528\u6027\u8457\u79f0\uff0c\u6df1\u53d7\u7528\u6237\u6b22\u8fce\u3002\u4f46\u540c\u65f6\uff0cChase\u5bf9\u7533\u8bf7\u8005\u7684\u5ba1\u6838\u8f83\u4e3a\u4e25\u683c\uff0c\u62d2\u7edd\u7387\u76f8\u5bf9\u8f83\u9ad8\u3002
\n\u4e8c\u3001Chase\u4fe1\u7528\u5361\u88ab\u62d2\u7684\u4e3b\u8981\u539f\u56e0
\n1. \u4fe1\u7528\u8bc4\u5206\u4e0d\u8db3
\nChase\u901a\u5e38\u8981\u6c42\u7533\u8bf7\u4eba\u4fe1\u7528\u5206\u6570\u5728700\u4ee5\u4e0a\uff0c\u4f18\u8d28\u7533\u8bf7\u4eba\u66f4\u6613\u83b7\u6279\u3002
\n\u4f4e\u4fe1\u7528\u5206\uff08\u4e00\u822c\u4f4e\u4e8e650\uff09\u4f1a\u88ab\u7cfb\u7edf\u81ea\u52a8\u62d2\u7edd\u3002
\n2. \u6536\u5165\u6216\u8d1f\u503a\u60c5\u51b5\u4e0d\u7b26\u5408\u8981\u6c42
\n\u6536\u5165\u8fc7\u4f4e\u6216\u8d1f\u503a\u7387\u8fc7\u9ad8\uff0c\u4f1a\u5f71\u54cd\u8fd8\u6b3e\u80fd\u529b\u7684\u5224\u65ad\u3002
\nChase\u4f1a\u7efc\u5408\u8003\u8651\u503a\u52a1\u6536\u5165\u6bd4\uff08DTI\uff09\uff0c\u8fc7\u9ad8\u8005\u96be\u4ee5\u83b7\u6279\u3002
\n3. \u7533\u8bf7\u8bb0\u5f55\u9891\u7e41\u6216\u4fe1\u7528\u67e5\u8be2\u8fc7\u591a
\n\u77ed\u671f\u5185\u591a\u6b21\u7533\u8bf7\u4fe1\u7528\u5361\uff0c\u5c24\u5176\u662fChase\u5361\uff0c\u4f1a\u88ab\u89c6\u4e3a\u98ce\u9669\u3002
\n\u9891\u7e41\u7684\u786c\u67e5\u8be2\uff08Hard Inquiry\uff09\u4f1a\u62c9\u4f4e\u4fe1\u7528\u5206\u3002
\n4. \u5386\u53f2\u4fe1\u7528\u8bb0\u5f55\u5b58\u5728\u8d1f\u9762\u4fe1\u606f
\n\u5305\u62ec\u903e\u671f\u8bb0\u5f55\u3001\u7834\u4ea7\u3001\u6b20\u6b3e\u50ac\u6536\u7b49\uff0c\u5747\u4f1a\u4e25\u91cd\u5f71\u54cd\u5ba1\u6838\u3002
\nChase\u5bf9\u5386\u53f2\u8d1f\u9762\u4fe1\u606f\u8f83\u4e3a\u654f\u611f\u3002
\n5. \u8fdd\u53cd\u201c5\/24\u89c4\u5219\u201d
\nChase\u6709\u77e5\u540d\u7684\u201c5\/24\u89c4\u5219\u201d\uff0c\u5373\u7533\u8bf7\u4eba\u8fc7\u53bb24\u4e2a\u6708\u5185\u5df2\u5f00\u8bbe5\u5f20\u6216\u4ee5\u4e0a\u65b0\u4fe1\u7528\u5361\uff0cChase\u4e00\u822c\u62d2\u7edd\u53d7\u7406\u3002
\n\u8be5\u89c4\u5219\u9002\u7528\u4e8e\u5927\u591a\u6570Chase\u4fe1\u7528\u5361\u3002
\n\u4e09\u3001\u9047\u5230\u88ab\u62d2\u540e\u5982\u4f55\u5e94\u5bf9\uff1f
\n1. \u4e86\u89e3\u62d2\u7edd\u539f\u56e0
\nChase\u901a\u5e38\u4f1a\u90ae\u5bc4\u62d2\u7edd\u4fe1\uff0c\u5185\u542b\u5177\u4f53\u539f\u56e0\u3002
\n\u4e5f\u53ef\u81f4\u7535Chase\u5ba2\u670d\u67e5\u8be2\uff0c\u83b7\u53d6\u8be6\u7ec6\u4fe1\u606f\u3002
\n2. \u68c0\u67e5\u4fe1\u7528\u62a5\u544a
\n\u901a\u8fc7Equifax\u3001Experian\u3001TransUnion\u4e09\u5927\u4fe1\u7528\u673a\u6784\u514d\u8d39\u83b7\u53d6\u4fe1\u7528\u62a5\u544a\u3002
\n\u6838\u5b9e\u662f\u5426\u5b58\u5728\u9519\u8bef\u6216\u4e0d\u826f\u8bb0\u5f55\uff0c\u5fc5\u8981\u65f6\u63d0\u51fa\u4e89\u8bae\u4fee\u6b63\u3002
\n3. \u4f18\u5316\u4fe1\u7528\u72b6\u51b5
\n\u53ca\u65f6\u8fd8\u6e05\u903e\u671f\u8d26\u5355\uff0c\u964d\u4f4e\u4fe1\u7528\u5361\u4f7f\u7528\u7387\uff08\u5efa\u8bae\u4f4e\u4e8e30%\uff09\u3002
\n\u907f\u514d\u77ed\u671f\u5185\u591a\u6b21\u7533\u8bf7\u4fe1\u7528\u5361\u3002
\n\u589e\u52a0\u6536\u5165\u8bc1\u660e\uff0c\u5982\u5de5\u8d44\u5355\u3001\u7a0e\u5355\u7b49\uff0c\u4ee5\u63d0\u5347\u7533\u8bf7\u8d44\u8d28\u3002
\n4. \u9009\u62e9\u5408\u9002\u7684\u4fe1\u7528\u5361\u4ea7\u54c1
\n\u521d\u6b21\u7533\u8bf7\u8005\u53ef\u8003\u8651Chase\u8f83\u6613\u83b7\u6279\u7684\u5165\u95e8\u7ea7\u5361\u6216\u8054\u5408\u94f6\u884c\u7684\u5c0f\u989d\u4fe1\u7528\u4ea7\u54c1\u3002
\n\u907f\u514d\u76f4\u63a5\u7533\u8bf7\u9ad8\u7aef\u5361\uff0c\u5982Chase Sapphire Reserve\uff0c\u5ba1\u6838\u66f4\u4e25\u683c\u3002
\n5. \u7533\u8bf7\u524d\u7b49\u5f85\u9002\u5f53\u65f6\u95f4
\n\u82e5\u88ab\u62d2\uff0c\u5efa\u8bae\u7b49\u5f856\u4e2a\u6708\u81f31\u5e74\u518d\u91cd\u65b0\u7533\u8bf7\u3002
\n\u671f\u95f4\u6539\u5584\u4fe1\u7528\u8bb0\u5f55\uff0c\u589e\u52a0\u4fe1\u7528\u5386\u53f2\u957f\u5ea6\u3002
\n6. \u8003\u8651\u9644\u5c5e\u5361\u6216\u62c5\u4fdd\u5361
\n\u901a\u8fc7\u6210\u4e3a\u4e3b\u5361\u6301\u6709\u4eba\u7684\u9644\u5c5e\u5361\u7528\u6237\uff0c\u79ef\u7d2f\u4fe1\u7528\u8bb0\u5f55\u3002
\n\u7533\u8bf7\u62c5\u4fdd\u5361\uff0c\u5efa\u7acb\u6216\u6062\u590d\u4fe1\u7528\u3002
\n\u56db\u3001\u7533\u8bc9\u4e0e\u590d\u5ba1\u6d41\u7a0b
\n\u5982\u679c\u8ba4\u4e3a\u88ab\u62d2\u7406\u7531\u6709\u8bef\uff0c\u53ef\u4e3b\u52a8\u8054\u7cfbChase\u63d0\u51fa\u590d\u5ba1\u7533\u8bf7\uff1a
\n1. \u62e8\u6253Chase\u5ba2\u6237\u670d\u52a1\u70ed\u7ebf\uff0c\u8868\u8fbe\u7533\u8bc9\u610f\u613f\u3002
\n2. \u51c6\u5907\u76f8\u5173\u8bc1\u660e\u6750\u6599\uff0c\u5982\u6536\u5165\u8bc1\u660e\u3001\u4fe1\u7528\u62a5\u544a\u7b49\u3002
\n3. \u63d0\u4ea4\u7533\u8bc9\u540e\uff0c\u8010\u5fc3\u7b49\u5f85\u7ed3\u679c\uff0c\u901a\u5e381-2\u5468\u5185\u56de\u590d\u3002
\n\u4e94\u3001\u9884\u9632\u88ab\u62d2\u7684\u5b9e\u7528\u5efa\u8bae
\n\u7533\u8bf7\u524d\u63d0\u524d\u67e5\u8be2\u81ea\u8eab\u4fe1\u7528\u5206\u6570\u548c\u62a5\u544a\u3002
\n\u51cf\u5c11\u4fe1\u7528\u67e5\u8be2\u6b21\u6570\uff0c\u907f\u514d\u77ed\u671f\u5185\u591a\u5361\u7533\u8bf7\u3002
\n\u4fdd\u6301\u826f\u597d\u8fd8\u6b3e\u4e60\u60ef\uff0c\u907f\u514d\u903e\u671f\u3002
\n\u9009\u62e9\u4e0e\u81ea\u8eab\u4fe1\u7528\u72b6\u51b5\u5339\u914d\u7684\u5361\u79cd\u3002
\n\u5173\u6ce8Chase\u4fe1\u7528\u5361\u6700\u65b0\u653f\u7b56\u53ca\u201c5\/24\u89c4\u5219\u201d\u52a8\u6001\u3002
\n\u516d\u3001\u603b\u7ed3
\nChase\u4fe1\u7528\u5361\u88ab\u62d2\u867d\u4ee4\u4eba\u5931\u671b\uff0c\u4f46\u901a\u8fc7\u4e86\u89e3\u62d2\u7edd\u539f\u56e0\u3001\u6539\u5584\u4fe1\u7528\u72b6\u51b5\u3001\u5408\u7406\u9009\u62e9\u4ea7\u54c1\u548c\u7533\u8bf7\u65f6\u673a\uff0c\u5b8c\u5168\u6709\u673a\u4f1a\u63d0\u5347\u83b7\u6279\u6982\u7387\u3002\u5efa\u8bae\u7533\u8bf7\u4eba\u4fdd\u6301\u8010\u5fc3\uff0c\u79d1\u5b66\u89c4\u5212\u4fe1\u7528\u5efa\u8bbe\uff0c\u9010\u6b65\u5b9e\u73b0\u7533\u8bf7\u76ee\u6807\u3002
\n\u5982\u9700\u66f4\u591aChase\u4fe1\u7528\u5361\u7533\u8bf7\u6307\u5bfc\uff0c\u6b22\u8fce\u4e0b\u8f7d\u5b98\u65b9APP\u6216\u8054\u7cfbChase\u5ba2\u670d\u70ed\u7ebf\u83b7\u53d6\u4e13\u4e1a\u5e2e\u52a9\u3002
\n\u9644\uff1aChase\u5ba2\u670d\u8054\u7cfb\u65b9\u5f0f
\n\u7535\u8bdd\uff1a1-800-935-9935\uff08\u7f8e\u56fd\u5883\u5185\uff09
\n\u5b98\u65b9\u7f51\u7ad9\uff1a[
\n\u5b98\u65b9App\uff1aChase Mobile \u2013 \u652f\u6301\u8d26\u6237\u7ba1\u7406\u4e0e\u7533\u8bf7\u67e5\u8be2
\n\u5e0c\u671b\u672c\u6587\u80fd\u4e3a\u60a8\u626b\u6e05Chase\u4fe1\u7528\u5361\u7533\u8bf7\u969c\u788d\uff0c\u52a9\u60a8\u987a\u5229\u83b7\u5f97\u7406\u60f3\u4fe1\u7528\u5361\u3002\u795d\u7533\u8bf7\u6210\u529f\uff01<\/p>\n","protected":false},"excerpt":{"rendered":"

\u5728\u7533\u8bf7Chase\u4fe1\u7528\u5361\u65f6\uff0c\u9047\u5230\u88ab\u62d2\u7684\u60c5\u51b5\u5e76\u4e0d\u5c11\u89c1\u3002\u672c\u6587\u5c06\u7cfb\u7edf\u5206\u6790Chase\u4fe1\u7528\u5361\u88ab\u62d2\u7684\u5e38\u89c1\u539f\u56e0\uff0c\u5e2e\u60a8\u7406\u6e05\u601d\u8def\uff0c […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-230","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.newpocketgem.com\/index.php?rest_route=\/wp\/v2\/posts\/230","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newpocketgem.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newpocketgem.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newpocketgem.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newpocketgem.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=230"}],"version-history":[{"count":1,"href":"https:\/\/www.newpocketgem.com\/index.php?rest_route=\/wp\/v2\/posts\/230\/revisions"}],"predecessor-version":[{"id":231,"href":"https:\/\/www.newpocketgem.com\/index.php?rest_route=\/wp\/v2\/posts\/230\/revisions\/231"}],"wp:attachment":[{"href":"https:\/\/www.newpocketgem.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=230"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newpocketgem.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=230"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newpocketgem.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}